What Happens When Insurance Doesn’t Cover Physical Therapy in Boise?

Medical insurance and car accident insurance often limits the amount of physical therapy sessions that individuals can claim or receive in a given span of time. For some individuals who have been hurt in car accidents, these limits can be both frustrating, and some claim, harmful.

According to the Huffington Post, many plans place limits on coverage for medical insurance, especially when it comes to physical therapy treatments. For those seriously injured in car accidents, physical therapy can improve quality of life. The level of post-injury therapy received can impact recovery, ability to regain functioning, and life quality. If you’ve been hurt in a car accident in Boise, Idaho, it is important that you speak to a qualified personal injury attorney who may be able to assist you in getting the recovery you deserve. Insurance companies sometimes offer settlements below what you deserve in the hopes that you’ll accept. A personal injury lawyer can speak to adjusters to make sure that you get what you deserve to pay for medical care, rehabilitation, and physical therapy.

According to the Idaho Statesman, a triathlete who was injured in a serious car accident notes the importance of ongoing physical therapy in her recovery. She claims that some insurance coverage only pays for limited physical therapy and she has had to shoulder many of her therapy expenses out of pocket. The driver who was responsible for her accident paid for some of her expenses and was charged with reckless driving. She was riding a bike at the time, and despite laws that require drivers to give bikers 3 feet of space, the driver failed to obey the legal speed limit or the bike law.

Boise and Nampa Idaho have limited resources to help individuals suffering from spinal cord injuries or other serious injuries. In many cases, seriously injured individuals rely on insurance or out of pocket money to pay for their long-term care. A personal injury lawyer can help you sift through the ever-changing landscape of insurance and coverage issues.

The costs of serious injuries can place an immense burden on families and victims. According to the Christopher Reeve organization, the cost of paraplegia can exceed $1 million dollars in the first year alone, costing families as much as $68,000 a year in subsequent years. Higher order injuries cost families and victims much more. Many families may struggle to pay for medical equipment, care, and any adaptations required.

If you or a loved one has suffered a serious injury, you may be entitled to receive a recovery from negligent parties or from insurance. For instance, in the cases of truck accidents, you may be entitled to receive a recovery from drivers, shipping companies, truck owners, and other stakeholders. In car accidents, a personal injury lawyer in Nampa or Boise can take a look at your case to determine whether you may be entitled to a recovery under the law.

You may only have a limited amount of time under Idaho’s statute of limitations to receive a recovery. The Law Office of Johnson & Lundgreen offers caring and compassionate counsel to victims of car and truck accidents. Contact us today to learn more.